Pregnancy with Minimal Spending image

*This post contains affiliate links, which means I make a small commission should you make a purchase using the link.  But this comes at no extra cost to you, and I only recommend products I truly believe in.

This guest post by Erica Johnson of comes at a great time.  My husband and I trying to conceive our second child, and I am currently a stay-at-home mom who is struggling to find the time and energy to work at home.  So these tips are much needed!  Thanks, Erica!

Also, I’ve added a few of my own money-saving tips into this post to help you save even more.  Enjoy!


How to Have a Fantastic Pregnancy with Minimal Spending

Congratulations, you are expecting a new baby!

In just a short nine months you are going to meet this new person and you will have the joy of watching him or her grow. While you’re dreaming of what your little one will be like and just what kind of impact they may have on the world, it’s easy to forget that this new baby will come with a price tag.

The Department of Agriculture states that a child in 2018 will cost their parents up to $233,610 by the time they turn 18. That’s a pretty large sum, but there are things you can do now to save money throughout the pregnancy and after birth. Here’s how to have a fantastic pregnancy with minimal spending.


1. Have a Baby Shower

One of the best parts of being pregnant is all of the family and friends that want to purchase gifts for the soon-to-be baby. The best thing you can do is to let them! Baby showers can be thrown by family, neighbors, friends, and even co-workers. Plan ahead by creating a registry or let them know the things that you need so you don’t end up with duplicate products.


Natural Born Mommy’s Tip: Ready to start an online baby registry?  Amazon makes it super easy!  Check out Amazon’s Baby Registry program here!

2. Join Expecting Mommy Clubs

When I first became pregnant, I was astounded by the number of samples I was offered by big name brands. I said “yes” to them all. Brands love to send out welcome gift boxes so that you can try out their products and hopefully become a lifetime customer. Most of the time I simply had to fill out a name, email address, shipping address, due date, and a few short survey questions about my preferences. It wasn’t before long that amazing samples were flooding to my doorstep.

3. Clip Coupons

While you’re setting up the nursery and preparing your home for a little one, set aside some time to look for coupons. Some companies, such as Earth’s Best and Gerber, offer coupons when you become pregnant. You may have to sign up on their website, but they’ll send you a myriad of coupons you can use after you have your baby. If you’re not that big into coupon clipping, you can save money by purchasing generic products.


4. Borrow Maternity Clothes

If you have a family member or friend who was recently pregnant, it’s likely that they have a lot of maternity clothes that aren’t seeing any daylight. This is a great opportunity to share clothes with each other if you have the same size and tastes. You’ll totally look stylish without having to purchase another wardrobe and save money towards all your other baby needs.


5. Compare Hospital Costs

The birthing experience is one of the most critical stages of your pregnancy and one of the biggest costs. You want to find a hospital that you are most comfortable with while considering how much the bill will be outside of your insurance. Different procedure costs and what’s covered will vary greatly from hospital to hospital, even in the same city. Find out what the differences are so you can make the best decision for you and your family.


6. Set Aside Money for Maternity and Paternity Leave

While this doesn’t exactly fit into enhancing your pregnancy – the last thing you want after you have your child is to feel stressed financially. Do what you can now to set aside money during your maternity leave so you don’t have anything to worry about once the baby arrives. Is Dad taking time off too? Make sure you think through this and account for it in your savings.

Related Post: 6 Things I Learned While Breastfeeding 3 Babies


7. Shop for Clothes Secondhand

First-time parents are often surprised at just how fast newborns grow out of their clothes. While it’s tempting to buy every adorable baby outfit you set your eyes on, you can save your money for more important items on your wish list by purchasing gently used secondhand clothes. In most cases, newborn items haven’t been worn more than a few times before parents don’t have a use for them anymore. If you are planning on having additional children, you can save these items for the next child.

8. Ask Your Pediatrician for Free Samples

As you near the arrival of your little one, you will visit your pediatrician to go over questions that you may have. Use this as an opportunity to ask for samples he or she might have to offer. Most pediatricians have samples of diapers, formula, and more. It might not be a lot, but any free products may help you save money in those first few weeks of motherhood.

Natural Born Mommy’s Tip:  Consider having a diaper raffle at your baby shower.  Be sure to include different sizes of Pampers diapers on your registry and then download the Pampers Rewards app, where you can earn diapers and other rewards for entering codes found on the diaper packages (no receipt required).


9. Stock Your Freezer with Meals

The last thing you want to do when your baby arrives is worry about cooking meals every night. Not being prepared can lead to the temptation of ordering food and a lot of unnecessary spending. Avoid this by spending the last few weeks of your pregnancy preparing freezer-ready meals for you and your spouse. When you get home from the hospital, all you will have to do is pop one in the microwave and warm it up.


10. Resist the Urge to Buy Everything


Last, but not least. You will want to avoid the urge to buy everything you come across and even things that other parents swear you need. As a new parent, it’s understandable that you want your child to have everything. Save money and stress by not getting everything you need all at once. Take a high chair for example. This isn’t something you will need immediately since your baby won’t be able to sit on its own. Cut costs here by purchasing an infant booster seat with straps to attach to a dining room chair. This still can’t be used for a while, but it’s a great compromise, saving space and money.


Without a doubt, having a baby is costly. However, with a little creativity and planning, you can save money from the start while still enjoying a happy, healthy, and fun pregnancy.


Did you enjoy this list? Don’t forget to like and share with family and friends! Let us know some of your budget saving tips while having a fantastic pregnancy in the comments below.



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Erica Johnson is the Main Editor for Inner Parents and a very proud mother of two who’s passionate about the latest parenting tips & baby products.

Be sure to follow her on Twitter and Pinterest!



1 Comment on How to Have a Fantastic Pregnancy with Minimal Spending

  1. Thank you Erica for sharing How to Have a Fantastic Pregnancy with Minimal Spending
    post. Great ideas to save money.

    What is your best tip you have ever received while pregnant?

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